Your Trusted Mortgage Broker in Miami-Dade & Broward
Learn About Us
Our local loan officers are passionate about helping you find the perfect mortgage that suits your needs.
Loan Options
"Discover a range of loan programs, including fixed and adjustable-rate mortgages
Mortgage Calculators
Use our calculators to estimate your future mortgage based on rates, terms, and loan options.
Start Your Application
Complete our secure application in just 12 minutes and take the first step toward your loan.
Why Homebuyers Across Miami-Dade & Broward Trust Coast2Coast
Why so many homebuyers trust Coast2Coast Lending Group:
- We give honest advice from licensed local experts.
- We move fast with same-day pre-qualifications.
- We keep you updated at every step.
- We treat every client like family.
When you work with Coast2Coast, you’ll never feel like just another file on a desk. You’ll know exactly where you stand and what to expect, every step of the way.
Explore Our Most Popular Loan Programs
FHA Loans
Perfect for first-time buyers who want affordable down payments and easier credit requirements. With as little as 3.5% down, FHA loans make owning a home within reach.
Conventional Loans
Ideal for buyers with strong credit who want competitive rates and flexible terms. Choose between fixed-rate and adjustable-rate options depending on your goals.
Non-QM Loans
Designed for self-employed borrowers, investors, and anyone with alternative income documentation. Bank statement and DSCR loans make financing simpler for business owners and real estate investors.
Refinance Loans
Want to lower your rate or pull cash from your equity? Refinancing with Coast2Coast Lending Group can help you save money, shorten your loan term, or free up funds for improvements and investments.
Simple Steps to Get Pre-Qualified
Getting pre-qualified is easy and only takes a few minutes. Our process is fast, secure, and built for busy homeowners and buyers who want results.
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We’ll walk you through every detail so you know exactly what’s next. Whether you’re buying your first home or your fifth, Coast2Coast Lending Group makes it clear and comfortable from start to finish.
“The process was smooth and quick. Coast2Coast Lending helped me close faster than I expected and answered all my questions.” — Happy Homeowner
Current Mortgage Rates
Frequently Asked Questions
What are the basic requirements to qualify for a mortgage?
To qualify for a mortgage, lenders typically look at factors such as your credit score, income, employment history, debt-to-income ratio (DTI), and down payment. The exact requirements vary depending on the loan type and lender
How much down payment do I need for a home loan?
The down payment requirement depends on the loan program. Conventional loans usually require 5-20%, FHA loans require as little as 3.5%, and VA/USDA loans may offer zero down payment options for eligible borrowers.
What is the difference between a fixed-rate and an adjustable-rate mortgage (ARM)?
A fixed-rate mortgage has a constant interest rate and monthly payments for the entire loan term, providing stability. An adjustable-rate mortgage (ARM) has a lower initial rate but can change periodically, based on market conditions.
How does my credit score affect my mortgage approval?
Your credit score impacts your loan eligibility, interest rate, and terms. Higher credit scores generally qualify for lower interest rates, while lower scores may require higher down payments or result in higher interest rates.
What are the closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your mortgage, including appraisal, title insurance, lender fees, and more. They typically range from 2% to 5% of the home’s purchase price.
Would you like me to add these FAQs to your website in a more structured format? Let me know if you need additional questions tailored to your audience!
Customer Reviews
What Makes Coast2Coast Lending Different
Our difference starts with our values. Coast2Coast Lending Group was built on transparency, speed, and trust. We believe in educating our clients, not pressuring them. We take time to explain each option, so you can make smart choices that fit your goals.
Here’s what sets us apart from other mortgage lenders in Broward and Miami:
- Fast, local underwriting with real people — no call centers.
- Competitive rates from multiple lenders so you get the best deal.
- Clear communication from start to finish.
- Licensed across Florida with deep knowledge of local housing markets.
We know your time matters, and so does your peace of mind. That’s why Coast2Coast Lending Group delivers both.